The rates shown are updated regularly, but may not be the rates in effect at the time
you contact CHCU.
Rates are to be used as examples, and are not intended to be an offer. Fees can
reduce interest earnings. Rates last updated Oct. 01, 2013. For the most
current rates, contact Country Heritage Credit Union at 269-695-2334.
To help the government fight the funding of terrorism and money laundering
activities,
Federal law requires all financial institutions to obtain, verify, and record information
that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify you. We may
also ask to see and copy your driver's license or other identifying objects.
Account Type | Rate | Annual Percentage Yield |
SHARE ACCOUNT Minimum Balance $10.00 | 0.15 | 0.15 |
HOLIDAY SAVING Maximum Balance $5,000.00 no minimum balance. | 2.00 | 2.02 |
Certificate Terms | Rate | Annual Percentage Yield |
91-181 DAYS | 0.75 | 0.75 |
182 DAYS | 0.90 | 0.91 |
12 MONTHS | 0.90 | 0.90 |
18 MONTHS | 1.00 | 1.00 |
24 MONTHS | 1.10 | 1.11 |
27 MONTHS | 1.20 | 1.21 |
30 MONTHS | 1.00 | 1.01 |
36 MONTHS | 1.00 | 1.01 |
48 MONTHS | 1.20 | 1.21 |
60 MONTHS | 1.30 | 1.31 |
JUMBO RATES ($100,000.00 & OVER) ARE NEGOTIABLE
MINIMUM CERTIFICATE OF DEPOSIT IS $1,000.00
MINIMUM CERTIFICATE OF DEPOSIT FOR MINORS IS $500.00
PENALTY FOR EARLY WITHDRAWAL
Certificate Terms | Rate | Annual Percentage Yield |
91-181 DAYS | 0.75 | 0.75 |
182 DAYS | 0.90 | 0.91 |
12 MONTHS | 0.90 | 0.91 |
24 MONTHS | 1.10 | 1.10 |
36 MONTHS | 1.00 | 1.00 |
48 MONTHS | 1.20 | 1.21 |
60 MONTHS | 1.30 | 1.31 |
MINIMUM I.R.A. CERTIFICATE OF DEPOSIT IS $200.00
INTEREST IS PAID QUARTERLY OR ANNUALLY